Affordable Dental Payment Plans in Australia

Dentist Blog

Dental care is a critical part of health care but can at times be very costly to access. In Australia, many people without proper health insurance schemes suffer secretly with dental related illnesses. Here are some affordable and flexible dental payment plans you can opt for.

Dental Subsidy Schemes

Subsidized emergency dental procedures and general dental care for the adult concession card holders is usually available in public dental clinics and private dental clinics that participate in the Government Subsidized Dental Health Care Scheme. The subsidy usually caters for 50% of the total cost of treatment and eligibility, if restricted to holders of current Health Care Cards or Pension Concession Cards. Holders of Veterans' Affairs Gold Card are eligible to receive dental care at public dental clinics in specified remote locations. There are several other country subsidy dental schemes for geographically or financially disadvantaged people that offer emergency and general dental care:

  1. Country Patients Dental Subsidy Scheme (CPDSS) – this complements the dental care provided through the country public dental clinics. It usually operates in areas with no reasonable access to Government Dental Clinics.
  2. Metropolitan Patients Dental Subsidy Scheme (MPDSS) – this provides eligible persons in the metropolitan areas who have been on the public dental waiting list. They may be picked by participating private dentists or clinics to undergo a course of non-urgent subsidized general dental care.
  3. Private Orthodontic Subsidy Scheme (POSS) – enables eligible persons to receive subsidized specialist orthodontic services generally in various country locations.

The Child Dental Benefits Schedule

The Child Dental Benefits Schedule (CDBS) is a government initiative that commenced in January 2014 and assists over 3 million children aged 2 to 17 years to access basic dental services. Every child is entitled to a total of $1,000 for two calendar years. You will know if you are eligible by taking a means test that requires Family Tax Benefits Part A (FTB-A) receipt or any relevant Australian government payment. This plan provides families with a wide range of services including x-rays, fillings, teeth cleaning, and extraction of decayed teeth. However, the plan does not cover any orthodontic or cosmetic dentistry services.

Dental Loans

To make dental care even more accessible, Dental Care Network in Australia is now offering easy dentist payment plans that will enable you to access the care you desperately need. They cover both short term and long term dental payment plans to provide pocket friendly options for everyone. This has helped patients who cannot afford the dental services upfront to access the dental care and pay later at flexible repayment plans.


15 March 2016

Dental Care and Seniors: Helping to Maintain Your Smile

As you age, it can become harder to take care of your teeth. Motor challenges can make it hard to floss, while memory issues may make it easy to overlook brushing. Whether you are a senior looking for solutions to some of the common dental problems or a senior with specific questions about cavities or oral surgery, you have come to the right place. In this blog, I am going to touch on a range of topics related to seniors and oral health. This is the type of resource I wish my mum would have had access to in her senior years, and I hope you enjoy having access to it during yours. I appreciate you reading my posts.